Fast Software Development vs. Technical Debt: Finding the Right Balance
Software development moves at an incredible pace, demanding a balance between speed, quality, and governance. Companies must deliver value quickly while ensuring their systems remain scalable, secure, and aligned with business goals. However, many organizations struggle to find the right balance between speed and quality, often accumulating technical debt that shortcuts taken during development that led to long-term maintenance challenges.

To explore this challenge and how organizations can address it, we sat down with Vince Stamey, Vice President of Project Management at DataHouse, to discuss Enterprise Transformation Framework (ETF), a hybrid methodology developed by DataHouse, that blends Agile, Scrum, and enterprise governance principles to help businesses accelerate software delivery while minimizing technical debt and ensuring long-term maintainability.
The Challenge: Fast Delivery vs. Governance & Quality

Q: Many organizations prioritize fast software development, but that often results in technical debt. Why is that?
Vince Stamey: Speed in software development is essential, especially in industries where “Go-To-Market” is critical for the organization. However, rushing delivery without structured governance creates gaps—from misaligned business and technology goals to inconsistent quality and scalability issues.
For example, teams adopting Agile and Scrum often prioritize flexibility, but in regulated industries like healthcare, finance, and government in particular, compliance and security can’t be afterthoughts. Without an embedded governance framework, organizations face:
🔹 Inconsistent quality due to lack of structured reviews.
🔹 Inefficient handoffs between teams, causing bottlenecks.
🔹 Scalability issues as projects grow in complexity.
🔹 Increased rework, leading to wasted time and resources.
A Smarter Approach: Enterprise Transformation Framework (ETF)
Q: How does ETF help address these challenges?
Vince Stamey: ETF is designed to provide a balance between speed and quality. At DataHouse, we use ETF to accelerate project delivery while integrating governance, risk management, and quality control at every stage.
ETF is built around five core phases:
1️⃣ Initiate – Define objectives, risks, and governance structures.
2️⃣ Validate – Ensure alignment between business and technical requirements.
3️⃣ Build – Develop iteratively with embedded quality checks.
4️⃣ Deploy – Transition to production with risk mitigation.
5️⃣ Operate – Monitor, maintain, and continuously improve.

Unlike traditional Waterfall approaches, ETF does not require each phase to be fully completed before moving forward. Instead, it allows teams to run certain processes in parallel, ensuring that progress is continuous while maintaining quality checkpoints, which we call Phase Gate Reviews. This flexibility makes ETF ideal for projects that require speed and adaptability without sacrificing quality and structure. While DataHouse has extensive experience working with government entities, ETF is designed to support both public and private sector clients, including large enterprises and SMBs that need a structured yet agile approach to software development.
Case Study: Smart Health Card for Hawaii Department of Health
Q: Can you share an example where ETF helped manage technical debt effectively?
Vince Stamey: Absolutely. A great example is our work with the Hawaii Department of Health on the Smart Health Card initiative. The project required rapid deployment of a secure digital health verification system while ensuring security and privacy best practices are applied.
By using ETF, we:
✅ Mapped business goals into an agile yet structured execution plan.
✅ Implemented Quality Checks (QC) at every stage to minimize errors and learn from experience.
✅ Maintained flexibility while enforcing governance, ensuring a secure, scalable solution.
The result? A seamless, reliable system that met strict compliance standards without avoidable delays.

The pendulum has swung from Waterfall to Agile, but the future lies in hybrid methodologies that maintain speed without sacrificing quality in an enterprise environment. At DataHouse, we’re helping clients achieve this balance every day.